Love your Home Equity Line of Credit, plus borrow up to 100% to quickly access the funds you need to reach your goals. Plus, enjoy the promotional rate for 9 months!

Use promo code EQUITY

Receive a promotional rate of 3.99% APR for 9 months with our Home Equity Lines of Credit from April 1 – June 20, 2025. Promotional rate term begins on the day of the advance and applies to any additional draws made during the promotional period.

Get the financial flexibility you need without the pressure of using all your funds at once. Access your funds 24/7 through Online and Mobile Banking.

15-year draw

15-year repayment

Interest-only payments during draw period, followed by 15 additional years to repay in full.

10-year draw

15-year repayment
25-year term

Access funds for a 10-year period while enjoying a repayment term of 15 years.

2-year draw

12 & 17-year repayment

Interest-only payments during draw period, followed by 10 or 15 additional years to repay in full.

⭐ ⭐ ⭐ ⭐ ⭐

"I feel confident in having a relationship with a bank that cares about me, my financial health, and protecting my money."

– Tempest W., Newport News, VA

It only takes a few minutes to apply for a Home Equity Line of Credit from BayPort so you can tap into the funds you need.

Use promo code EQUITY

*APR = Annual Percentage Rate. Certain restrictions and terms may apply. Interest rates are subject to change without notice. The promotional rate of 3.99% is good for 9 months once an advance has been made during the promotional period of April 1 – June 30, 2025. As of March 31, 2025, rates following the promotion period are  6.49–11.04% based on creditworthiness. Call or check our website for updated rates.

This credit union is federally insured by the National Credit Union Administration.

Copyright © 2025 BayPort Credit Union. All rights reserved. Disclosures / Rates / Privacy Policy