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High Yield Checking Account

Cha-ching! Say hi to 5% checking.

Open a checking account online with BayPort Credit Union to start earning 5% APY on average daily balances up to $15,000.*

Use promo code $GAINS

5% APY on average daily balances up to $15,000*

Open a Bank Account Online

Earn more with
High Yield Checking.

Nationwide ATM fee refunds up to $15 per month

Contactless Mastercard® debit card

You have a lot of options when it comes to finding the best place to stash your hard-earned money. If you’re weighing options between bank accounts you can open online, then say hello to a smarter choice with a high yield checking account.

No monthly maintenance fee

Free access to Credit Score and credit report

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"I love this bank! They helped my husband, my son, and myself build our credit. Great group of people..."

– Mel T.

VIDEO | Open a New Checking Account

Checking rhymes with cha-ching!

How to Get Your High Yield Checking Rewards

It's easy to earn your 5% APY.*




Step One

Step Two

Step Three

Sign up for eStatements.

Make at least 15 debit card purchases per month.

Make one ACH debit (payment) or credit (direct deposit) per month.

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"I’ve been a member with BayPort for 6 years now. They are the best bank I have ever banked with."

– Danielle D.

BayPort Credit Union Debit Card

Experience Modern Banking

Just tap and go.

Our contactless debit cards make it easy to make your High Yield Checking account's purchases each month. No need to physically swipe your card or hand it off to another person! The latest technology keeps it fast, easy, and secure.

Look for the contactless symbol and tap your card on the terminal when you’re ready to pay.

Join BayPort Credit Union

Open a checking account online.

With a high yielding checking account and free access to your credit score, BayPort is ready to help you be happy, healthy, and financially wise for life!

Use promo code $GAINS

*APY = Annual Percentage Yield. Earn your rewards by electing to receive eStatements, spending 15 or more debit card purchases per month, and making one monthly ACH debit (payment) or credit (direct deposit). Membership eligibility required. Certain restrictions apply.

This credit union is federally insured by the National Credit Union Administration.

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