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Cash Back Checking Account

Goodbye fees. Hello rewards!

Open a checking account online with BayPort Credit Union to start earning 3% cash back on debit card purchases.

Use promo code MYCASH

3% cash back on debit card purchases

Open a Bank Account Online

Nationwide ATM fee refunds up to $15 per month

Checking rhymes with cha-ching.

Contactless Mastercard® debit card

You have a lot of options when it comes to finding the best place to stash your hard-earned money. If you’re weighing options between bank accounts you can open online, then say hello to a smarter choice with a Cash Back Checking account.

No monthly maintenance fee

Free access to Credit Score and credit report

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"I love this bank! They helped my husband, my son, and myself build our credit. Great group of people..."

– Mel T.

VIDEO | Open a New Checking Account

Say hello to a smarter choice.

How to Get Your Cash Back Checking Rewards

It's easy to earn your 3% cash back.

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Step One

Step Two

Step Three

Sign up for eStatements.

Make at least 15 debit card purchases per month.

Make one ACH debit (payment) or credit (direct deposit) per month.

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"I’ve been a member with BayPort for 6 years now. They are the best bank I have ever banked with."

– Danielle D.

BayPort Credit Union Debit Card

Experience Modern Banking

Just tap and go.

Our contactless debit cards make it easy to make your High Yield Checking account's purchases each month. No need to physically swipe your card or hand it off to another person! The latest technology keeps it fast, easy, and secure.


Look for the contactless symbol and tap your card on the terminal when you’re ready to pay.

Join BayPort Credit Union

Open a checking account online.

With Cash Back Checking and free access to your credit score, BayPort is ready to help you be happy, healthy, and financially wise for life!

Use promo code MYCASH

Membership eligibility required. Certain restrictions apply.


This credit union is federally insured by the National Credit Union Administration.

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