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The Best Way to Pay Off Debt

Enter to win the 5th Annual Debt Paydown

Get paid to live happy, healthy, and financially wise for life. This year's top prize is $25,000 to pay down any existing BayPort debt!

How to Pay Off Debt Fast

Automatic entry in 3 simple steps.

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Fill out the registration form to participate in the 5th Annual Debt Paydown Sweepstakes.

Download Zogo in the App Store on Google Play. Enter access code BAYPORT & complete the Debt Paydown Skills module.

Inside the BayPort mobile app, tap More > Credit Score to sign up for free access to your score, credit monitoring, alerts, and more.

Debt Paydown Sweepstakes

20 lucky members will win!

To celebrate our 5th year, 20 lucky members will receive anywhere from $1,000–25,000 to pay towards their existing balance on any BayPort debt (credit card, auto loan, home equity, and more).


View official rules ▸

🎉 The Debt Paydown Sweepstakes is part of BayPort's $100,000 Financial Wellness Giveaway!

Not a BayPort member yet?

Open your account in minutes! With just a $5 deposit to a BayPort savings account, you can start your journey toward credit confidence & financial wellness.

Use promo code NODEBT

"I saw an ad for a... debt paydown. And I was like, I have debt, so I should do this... I'm the first one in my family to go to college and to have the help is fantastic."

—Joshua H., Hampton Resident, Debt Paydown Sweepstakes Winner

Committed to Your Financial Well-Being

Download Zogo

Up your financial literacy game the fun way! Play bite-sized modules to earn $5, $10, and $15 gift cards from favorite brands like Amazon, Starbucks & Apple. Our members earn over $10,000 in gift cards every year!

Enter Zogo app access code BAYPORT

Free Access to Your Credit Score

Know your most important number.

Credit Score is a free service offered to our members that shows your latest score, what factors impact it, and offers ways we can help you save money and reduce interest costs.


  • Monitor your score daily
  • Access your full credit report
  • Credit monitoring alerts
  • Tips to improve your credit score
March 12 — July 31, 2023

Registration is closed.

Winners will be contacted by September 1, 2023.

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Enter the 5th Annual Debt Paydown

Say goodbye to your debt.

Helping you pay off your debt—just one of the many ways BayPort Credit Union can support you in becoming financially wise for life.

Membership eligibility required.

This credit union is federally insured by the National Credit Union Administration.

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